How Much Can I Transfer After Adding Beneficiary HDFC Imps?

How much money can be transferred after adding beneficiary?

During the first 4 days after activation, you may not transfer more than Rs.

5,00,000 in the aggregate to the beneficiary added by you.

Thereafter, the full per day limit, as set by you, subject to maximum of Rs.

10 lakh, will become available..

Does HDFC charges for IMPS transfer?

An HDFC Bank customer will have to pay Rs 5 for every fund transfer up to Rs 10,000 from May 15 for an IMPS. The current charge is Rs 3.5 for such a transaction. Charges remain unchanged between Rs 5 and Rs 10 for the higher quantum up to Rs 2 lakh.

What is the maximum limit for IMPS transfer?

₹ 2 lakhAmount: The maximum amount that can be transferred through IMPS is ₹ 2 lakh. However, there is no prescribed limit for the minimum amount allowed to make an IMPS transaction.

How much money can be transferred through IMPS HDFC?

CONDITIONS OF TRANSFER: – The charges for sending money would be decided by HDFC Bank from time to time in accordance to guidelines from NPCI. IMPS service is used to transfer funds within INDIA with denominations of INR only. As per NPCI circular, the maximum amount that can transferred is Rs 2 Lakhs per transaction.

Can I transfer money without adding beneficiary?

You can transfer a maximum of Rs. 50,000 per transaction per day without having to add a beneficiary using ‘One time transfer’ feature. However, if you activate mobile banking on a new device, ‘One time transfer’ limit will be reduced to Rs. 10,000/- per day for first 7 days on the newly registered device.

Can we do RTGS without adding beneficiary?

The bank asks for the payee’s account number, name, transfer amount and any remarks you might want to add, in order to initiate the transaction. … Using the bank’s “One Time Transfer” feature, you can transfer a maximum of ₹50,000 per transaction per day without having to add a beneficiary.

How long will IMPS transfer take?

If the money is not debited, you can wait for a few minutes and strike another transaction. In another case, if the money is debited from your account, check your account after two working days. The debited money would have been credited to your account.

How many imps can be done in a day?

Fund transfer limit through IMPS is Rs 2 lakh per day. The minimum allowed transaction value is Re 1.

How can I transfer imps?

Login to the application and select the IMPS menu from the IMPS or use the SMS facility in your mobile if your bank provides IMPS on SMS. Get Beneficiary Mobile number and MMID. Enter Beneficiary Mobile number, beneficiary MMID, Amount and your MPIN to send.

Can we transfer 1 lakh through IMPS?

In case of IMPS through mobile, there is no need to register the beneficiary. The charges are decided by banks. Generally, the charge is Rs 5 for transfer up to Rs 1 lakh and Rs 15 for Rs 1-2 lakh.

Can we transfer money without adding beneficiary in HDFC?

How to transfer money without adding beneficiary? HDFC Bank requires you to add a beneficiary’s account to make any transfer including IMPS and NEFT. The only other way of transferring funds to an account without adding it as a beneficiary is making an IMPS transfer using MMID.

How much money can be transferred through Neft after adding beneficiary?

4) NEFT to registered beneficiary per day – up to Rs. 10 lakh./per transaction – up to Rs 5 lakh. (Newly added beneficiary — less than 24 hours old — the limit is Rs 50,000).

Can I transfer 4 lakh through IMPS?

According to the RBI website, to transfer 2-5 lakh, a bank can charge up to 30 per transaction and above 5 lakh, not more than 55 per transaction. … For transferring money via IMPS, generally banks charge 5 for amounts up to 1 lakh and 15 for amounts above 1 lakh and up to 2 lakh.

What is Neft limit per day?

RTGS / NEFT – FAQMinimum / Maximum amount for RTGS / NEFT transactions under Corporate Internet BankingTypeMinimumMaximum (per day)RTGSRs.2 LakhsSaral – Rs.10 Lakhs Vyapaar – No Limit Vistaar – No LimitNEFTNo MinimumSaral – Rs.10 Lakhs Vyapaar – No Limit Vistaar – No Limit