Question: Does Insurance Cover Windshield OEM?

Does State Farm cover OEM windshield?

State Farm covers both windshield repairs and replacements, depending on the extent of the damage.

Your deductible may apply..

Should I get OEM windshield?

This leaves the car owner to decide whether they want to pay extra for an OEM windshield. Many aftermarket windshields work out very well for the consumer, but those not willing to take a risk on slightly lower quality will often choose to invest in an OEM windshield.

Should I use insurance for windshield?

The good news is that any comprehensive policy should cover auto glass repair or even windshield replacement, as long as the crack was from a covered event. … If the cost of windshield crack repair is less than or even slightly more than your deductible, it would probably not be worthwhile to file a claim.

Do you have to pay deductible for windshield replacement?

The cost to repair the windshield is usually well below the deductible on your policy, and typically the insurance company will pay the whole amount. If you have a windshield replacement done, you may have to cover part of the bill – usually your comprehensive deductible.

Is Capa as good as OEM?

CAPA Certified car parts are subject to a comprehensive range of tests to ensure every aspect of the aftermarket part, including materials, fitment, appearance, and durability, are directly compared to and can equal, if not surpass, the OEM part.

Does insurance pay for new windshield?

It depends on your coverage. In most cases, auto glass repair and damaged windshields are covered under comprehensive coverage. You’ll be covered if a rock or other object hits your windshield while driving. If you have full glass coverage, you may not be required to pay the insurance deductible.

Does insurance cover OEM parts?

Insurers will rarely cover OEM parts. But that doesn’t mean drivers will have to use aftermarket parts to fix their vehicles. Drivers can pay extra for OEM parts. The insurer will cover the costs to install non-OEM parts in the vehicle, and the driver will pay the difference to have OEM parts installed instead.

Are replacement windshields as good as factory?

OEM Windshields offer the benefit of being identical to the windshield that was installed when your vehicle was manufactured. OEM windshields are made by the same companies that manufactured your original windshield and will match the original windshields color, thickness, fit and shape.

What brand windshield does Safelite use?

“Safelite Glass Corp. has been manufacturing Original Equipment Equivalent (OEE) windshields since 1967,” said Dino Lanno, Safelite’s senior vice president of supply chain and manufacturing.

Does Safelite replace with OEM?

Safelite buys its glass from the largest and most sophisticated glass manufacturers in the world; companies that work directly with and supply to the vehicle manufacturers.

Does progressive cover OEM windshield replacement?

PSA: Progressive glass coverage will pay for oem jk windshields.

How much does an OEM windshield cost?

Be careful of shops offering rush jobs at discount prices. Windshield replacements usually take between 45 minutes to 1 hour (2 hours including safe drive-away time) and costs anywhere from $250 to $375 for mid-level cars and trucks and up to $750 for luxury autos.

What states replace windshields for free?

Answer: Only Florida, Kentucky, and South Carolina waive the car insurance deductible for windshield repair or replacement and thus are referred to as having free windshield replacement or as zero deductible states.

How much should I pay for a new windshield?

Typically, the cost of a windshield replacement is between $100-$400, including labor with the average cost ranging between $210-230. Collectible cars and luxury vehicles can jump the price to as high as $1,500 but it all depends on the vehicle.

Can I insist on OEM parts?

Getting OEM Parts for Your Damaged Vehicle You have the right to request your insurance company use original equipment manufactured parts rather than aftermarket parts to repair your vehicle. If the insurance company deems these costs unreasonable, however, it might deny your claim.

How do I know if my windshield is OEM?

TIP: So in general, you could say the only difference between the OEM and Aftermarket glass is who made the glass and does the windshield have a stamp with the auto manufacturer’s name and logo.TIP: If your vehicle is less than two years old, many insurance companies will authorize an OEM windshield replacement.More items…

Is OEM better than aftermarket?

Original equipment manufacturer (OEM) parts match those that came with your car, and are of the same quality as its original parts. They’re also the most expensive. Aftermarket parts are cheaper, and made by other manufacturers — often several, giving you more options.

What is the best replacement windshield brand?

When it comes to OEM windshield production, there are many popular companies, including PPG, AP Tech, and Pilkington. These are long trusted companies within the auto industry for supplying windshields. Individuals looking to replace their OEM windshield can obtain one straight from the brand supplier.